Credit Cards Built Right
Groundwork Card serves credit union and community banking members' needs, whether it's rewards, low-rate options, or credit building*. Our mission is to bring responsible and consumer-friendly financial services to community bank customers and credit union members.
Building a strong foundation
Community bank customers and credit union members want in a credit card everything they love about their bank or credit union (like friendly service and fair prices). Groundwork delivers that in a modern, smooth and intuitive digital experience.


A new tool on the belt
Groundwork is harnessing the latest technology to revolutionize credit for those who bank through their local community banks and credit unions. We craft products that are transparent, straightforward and easy to use.
Empowering Main Street
Groundwork offers its clients' members a credit card with market-appropriate rates, reasonable credit lines and a digital experience that is similar to that of credit cards issued by significantly larger banks.
