Groundwork Visa®

A Flexible Credit Card

The Groundwork Card gives you benefits that match how you use your card, like rewards programs and tools to help you manage your budgets.

Benefits

Cards Built With The Features You Expect

Autopay

Like all modern credit cards, you can set up ongoing payments for your utility, cellphone, streaming service and more using your Groundwork card.

Credit Line Reviews

Groundwork reviews your credit line to help you get more value from your card. We factor on-time payment activity, how much you use your card, and other data points to empower you on your credit journey.

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Tap To Pay

It's like credit card magic. Tap to pay, or contactless payment, allows you to make purchases quickly, conveniently and (maybe?) with fewer germs.

Customer Service

Our US-based customer service team is friendly, helpful and accessible.

Budgeting and Alerts

Groundwork provides you tools to notify you when you've utilized configurable spend levels on your card. Use it to keep your utilization in line with your budget.

Card Details

Groundwork Visa®

Credit limit
Up to $25,000
Annual Fee ^†
from $0 to $50
Merchandise APR *†
13.74% - 28.74%
Rewards
For Eligible Customers based on credit worthiness, up to 1 points per dollar spent
Rewards Type
Card Replacement
Yes
24-Hour Member Service §
Yes
Travel & Accident Insurance §
$100,000
Credit Bureau Reporting

* The variable APR range is accurate as of 11/08/2024 and may vary with the market based on the Prime Rate.

^† See Pricing and Terms for fees and additional details.

^§ See Member Benefits for additional details.

^**The image on your Groundwork Card may vary.

Find your credit card match

Find out the best Groundwork card for you with no impact to your credit score